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Medigap Plan N

Medigap Plan N is a great option for Medicare beneficiaries who want good coverage at a low cost. It is a good middle ground between lower and higher coverage options.

Medigap Plan N Coverage

Medigap Plan N’s coverage is identical to Plan D. It includes:

  • Part A Coinsurance & Hospital Costs
  • Part B Coinsurance or Copayment
  • First 3 Pints of Blood for Transfusions
  • Part A Hospice Care Coinsurance or Copayment
  • Skilled Nursing Care Facility Coinsurance
  • Part A Deductible
  • 80% of Foreign Travel Emergency Care

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Medigap Plan N Comparison

The difference between this and Plan D lies in the Medicare Part B coinsurance costs. 100% of the Part B coinsurance costs are covered under Plan N, except you may have to pay a $20 copayment for office visits and up to $50 for emergency room visits. 

These are completely covered under Medigap Plan D. If you visit doctors and hospitals on an as-needed, varied basis, Plan N may be a lower cost option to Plan D. If you feel you will require more frequent doctor and hospital visits, Plan D may be your best option.

If you want your Medicare Part B deductible covered as well as the coverage already offered by Plan N, you may choose to opt for Plan C over N. If you prefer your Medicare Part B excess charges to be covered, you may opt for Plan G. However, if you want all things covered in one plan, Plan F may be your best option.

Call MedicareMisty for a Free Consultation!

We understand that you have a big decision to make. With so much information to consider, choosing can seem impossible. That’s why we’re here to help. If you want help from our team of motivated experts, call us for a free quote and consultation at (423) 240-0794.