Disclaimer: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. Calling this number will direct you to a licensed Agent/Broker.
Medicare is a national health insurance program for folks who are 65 or older, certain younger people with disabilities, and those with end-stage renal disease.
If you aren’t sure as to what all the parts of Medicare are, we have compiled all of them for you.
Medicare Advantage Plans, or Medicare Part C, can be used to substitute Medicare Part A and B, as well as offer prescription drug coverage.
Medicare Advantage can be combined with VA benefits to provide complete medical coverage to veterans. It is a great option for those who need a lot of healthcare at a low cost.
You can enroll in Original Medicare three months before you turn 65 until three months after the month of your 65th birthday.
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We’re here to inform people of all ages about Medicare options, we’ll answer frequently asked questions and dispel myths! Mix in a little humor and entertainment and you’ve got Medicare Misty!
Medigap Plan L is a lower-cost supplement plan option. If you want a low monthly premium that still offers good coverage, this is a great plan for you. Unlike other plans, Plan L typically covers 75% of healthcare costs.
Medigap Plan L covers specific percentages of costs. These costs include:
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Compared to other Medigap Plans, Plan L offers a smaller percentage of costs in order to reduce your monthly payments. You avoid paying for coverage you may not need, while still being almost fully covered in areas you do.
Like Medigap Plan K, however, you do run the risk of higher out-of-pocket costs than with other plans. Because not everything is covered, if you require care in an area outside of Plan L, you will have to pay for it yourself. If you are worried about this and want 100% coverage in the same areas, Medigap Plan D may be a better option for you.
If you want to pay an even smaller monthly premium, Plan K may be a good option for you. It covers the same areas at a rate of 50% instead of 75%. Once again, however, keep the risk of out-of-pocket costs in mind with this plan as well.
With so many options to choose from, picking a Medigap plan can be a stressful task—so why not let us help you through it? We are dedicated to your wellbeing, and we want to make this process as simple as possible.
If you need help choosing the right Medigap plan or would like a free quote, call MedicareMisty at (423) 240-0794.
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Disclaimer: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. Calling this number will direct you to a licensed Agent/Broker.
