Disclaimer: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. Calling this number will direct you to a licensed Agent/Broker.
Medicare is a national health insurance program for folks who are 65 or older, certain younger people with disabilities, and those with end-stage renal disease.
If you aren’t sure as to what all the parts of Medicare are, we have compiled all of them for you.
Medicare Advantage Plans, or Medicare Part C, can be used to substitute Medicare Part A and B, as well as offer prescription drug coverage.
Medicare Advantage can be combined with VA benefits to provide complete medical coverage to veterans. It is a great option for those who need a lot of healthcare at a low cost.
You can enroll in Original Medicare three months before you turn 65 until three months after the month of your 65th birthday.
We have acquired an abundance of knowledge, and we’re eager to share this expertise with you in the form of articles and blog posts.
We’re here to inform people of all ages about Medicare options, we’ll answer frequently asked questions and dispel myths! Mix in a little humor and entertainment and you’ve got Medicare Misty!
If you or your spouse are eligible for Medicare and currently working, you have the option to combine both forms of coverage. This combination is extremely beneficial—many, however, miss out on this additional coverage option because of confusion and misunderstanding.
Your Medicare coverage, when combined with your employer’s, will look different than traditional Medicare. Medicare will function either as your primary or secondary insurer in relation to your employer insurance.
The size of your employer will determine the role of your Medicare insurance:
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If your company is made up of 20 or more employees, your Medicare plan will act as your secondary insurance. You will still be required to pay premiums for Parts B and D, but your employer will put money towards your deductible and out-of-pocket costs.
In many cases, the coverage offered by certain Medicare plans is already available in your employer coverage. Be sure to review both plans to know what coverage you will need from Medicare in addition to your employer coverage.
If you are receiving Medicare and employer coverage, you are able to delay your enrollment to Parts B and D till your retirement with no penalty. Upon leaving your group insurance, you will receive a creditable coverage letter that you will need to avoid late enrollment fees for Parts B and D.
Medicare will automatically be used secondary over your primary employer insurance in larger companies. However, if your employer coverage costs considerably more than Medicare as your primary, it may be beneficial to switch them.
MedicareMisty has a plan perfect for you. Whether you need Medicare as your secondary or primary insurer, we have the information and team of experts you need. If you would like a free, personalized quote, call us today.
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Disclaimer: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. Calling this number will direct you to a licensed Agent/Broker.
