HMO vs. PPO: Differences?
A Medicare Advantage Plan is an addition to Original Medicare. Medicare Advantage Plans typically offer extra coverage
Disclaimer: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. Calling this number will direct you to a licensed Agent/Broker.
Medicare is a national health insurance program for folks who are 65 or older, certain younger people with disabilities, and those with end-stage renal disease.
If you aren’t sure as to what all the parts of Medicare are, we have compiled all of them for you.
Known as Medigap Plans, Medicare Supplement Plans fill in the “gaps” of medical costs that aren’t covered by Original Medicare, such as coinsurance, copayments, and deductibles.
Medicare Advantage Plans, or Medicare Part C, can be used to substitute Medicare Part A and B, as well as offer prescription drug coverage.
Medicare Advantage can be combined with VA benefits to provide complete medical coverage to veterans. It is a great option for those who need a lot of healthcare at a low cost.
You can enroll in Original Medicare three months before you turn 65 until three months after the month of your 65th birthday.
We have acquired an abundance of knowledge, and we’re eager to share this expertise with you in the form of articles and blog posts.
A Medicare Advantage Plan is an addition to Original Medicare. Medicare Advantage Plans typically offer extra coverage
We’re here to inform people of all ages about Medicare options, we’ll answer frequently asked questions and dispel myths! Mix in a little humor and entertainment and you’ve got Medicare Misty!
There are many Medicare plans to choose from. So, when choosing a Medicare plan, what should you look for? What pros and cons should you take into consideration?
Each Medicare plan, whether it be Medicare Advantage, a supplement plan, or Original Medicare alone, has their own out-of-pocket fees to account for. These are some key costs you should consider for each plan:
Coverage is also a very important factor to consider when choosing a Medicare plan. Do you need prescription drug coverage? Then an Advantage plan may be better suited for you. You don’t need additional coverage such as dental, vision, or hearing care? You may prefer Original Medicare.
If you need cost coverage not available under Original or Advantage Medicare, you may want to consider a Medigap plan.
We are not connected with or endorsed by the United States government or the federal Medicare program.
Consider whether or not you need coverage outside a specific network of healthcare providers. Most Original Medicare plans require you to visit specific medical offices under the plan, which may limit your coverage options and potentially lower your quality of care.
If you want a wider range of care, you may want to choose a PFFS or PPO Medicare Advantage plan. If you are fine with a smaller network of doctors to have lower payments, you may prefer a Medicare Advantage HMO plan.
Also, consider whether or not you will need care outside of the United States. If so, a Medicare Advantage plan may not be your best option, as most plans do not cover foreign emergency care. Original Medicare, typically when paired with a supplement plan, does cover foreign care.
We want to help pair you with the best insurance plan for your healthcare needs and budget. As MedicareMisty’s founder quotes, “It is not about what makes me the next dollar. I have walked away from a sale or given a sale away and it always works out. If you do the right thing, it will always come back to you.”
Ready to get started with a free quote and consultation? Give us a call at (423) 240-0794.
Copyright 2020 © All rights Reserved. Site design by SecureAgentMarketing.com
Disclaimer: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. Calling this number will direct you to a licensed Agent/Broker.